Securing your financial future in Napier starts with choosing the best financial advisors in Napier. Local experts in Hawke’s Bay deliver tailored strategies for retirement planning, investments, insurance, and mortgage advice to help individuals, families, and business owners meet their goals. Firms such as Financial Advice Hawke’s Bay and Finsol Hawke’s Bay exemplify the client-focused expertise available in the region.
1Financial Advice Hawke’s Bay
Financial Advice Hawke’s Bay is a non-aligned financial planning firm based in Napier and operating as a licensed Financial Advice Provider. The team of CERTIFIED FINANCIAL PLANNER professionals delivers independent, holistic advice focused on client interests without product bias. Their approach suits professionals, families, and retirees seeking ethical, long-term wealth strategies in Hawke’s Bay.
Services
- Retirement planning
- Investment planning
- KiwiSaver optimisation
- Personal insurance advice
- Estate planning and asset protection
Highlights
- Licensed Financial Advice Provider with non-aligned advice
- CERTIFIED FINANCIAL PLANNER professionals on the team
- Member of Ignite Ltd professional network
- Trusted Adviser Mark awarded to advisers
- Team-based approach with over 25 years of regional experience
Location & Contact
Name: Financial Advice Hawke’s Bay
Address: Level 1, 20-22 Munroe Street, Napier 4110
Phone: 06 834 0974
Website: fahb.co.nz
2Finsol Hawke’s Bay
Finsol Hawke’s Bay is an award-winning financial advisory firm with a dedicated Napier location, providing integrated advice across insurance, lending, and investments. The team focuses on holistic strategies that connect KiwiSaver, mortgages, and wealth protection to support long-term client goals. Their services suit business owners, families, and property investors in Hawke’s Bay seeking clear, actionable guidance.
Services
- Lifestyle and business insurance
- Home loans and commercial lending
- KiwiSaver advice
- Investment planning
- Financial reviews and planning
Highlights
- Award-winning financial advisers
- Free consultations with no obligation
- Multiple Hawke’s Bay and national locations
- Holistic approach linking insurance, lending, and investments
- Client education and tailored risk-aligned strategies
Location & Contact
Name: Finsol Hawke’s Bay
Address: G01/9 Customs Quay, Ahuriri, Napier 4110
Phone: 0800 346 765
Website: finsol.co.nz
3Cole Murray
Cole Murray, now operating as CM Financial Advisers, is a comprehensive financial advisory firm with a Napier office offering one-stop services for planning, mortgages, and insurance. The team provides non-aligned advice and free initial reviews to simplify complex financial decisions. Their local presence suits first-time homebuyers, families, and small business owners in Hawke’s Bay.
Services
- Financial planning and reviews
- Mortgage brokering
- Personal and business insurance
- KiwiSaver advice
- Investment management
Highlights
- Non-aligned advice with access to multiple providers
- Free 30-minute financial reviews
- Multiple Hawke’s Bay offices including Napier
- Comprehensive services under one roof
- Community-focused client relationships
Location & Contact
Name: Cole Murray
Address: 195 Dickens Street, Napier 4110
Phone: 06 843 3899
Website: cmfinancialadvisers.co.nz
4Stewart Group
Stewart Group is an independent, fee-only financial advisory firm with a strong Hawke’s Bay presence serving Napier clients. As CEFEX-accredited fiduciaries, they deliver evidence-based advice focused on client needs without product commissions. Their services suit individuals and families seeking ethical wealth management, ESG options, and long-term planning.
Services
- Financial planning
- Wealth management
- Investment advice
- KiwiSaver and superannuation guidance
- Estate planning and trusts
Highlights
- Independent fee-only model with no product commissions
- CEFEX accredited fiduciaries
- Evidence-based and research-driven approach
- Expertise in ESG and socially responsible investments
- Local Hawke’s Bay team with national reach
Location & Contact
Name: Stewart Group
Address: 204 Karamu Road N, Hastings
Phone: 0800 878 961
Website: stewartgroup.co.nz
5Oldershaw
Oldershaw provides financial planning and investment advice through its licensed Financial Advice Provider arm in Napier. The team of qualified financial advisers and chartered accountants delivers independent, tailored wealth strategies. Their services suit Hawke’s Bay clients seeking portfolio management, retirement planning, and fiduciary support.
Services
- Financial advice and planning
- Investment planning and portfolio reviews
- Wealth management
- Retirement planning
- Second opinion services
Highlights
- Licensed Financial Advice Provider
- CEFEX accredited
- Team of chartered accountants and financial advisers
- Independent and non-aligned approach
- Local Napier base with Consilium partnership
Location & Contact
Name: Oldershaw
Address: 36 Bridge Street, Ahuriri, Napier 4110
Phone: 06 843 3058
Website: oldershaw.co.nz
How to Choose the Right Financial Advisor in Napier
- Confirm the adviser or firm holds a current licence from the Financial Markets Authority (FMA) as a Financial Advice Provider.
- Look for professional certifications such as CERTIFIED FINANCIAL PLANNER (CFP) or equivalent qualifications.
- Evaluate the fee structure, preferring fee-only or transparent models over commission-based arrangements where possible.
- Assess the adviser’s knowledge of the local Hawke’s Bay property market, KiwiSaver options, and regional economic factors.
- Request an initial consultation to review communication style, independence, and alignment with your specific financial goals.
Frequently Asked Questions About Napier Financial Advisors
What services do financial advisors in Napier typically offer?
Financial advisors in Napier commonly provide retirement planning, investment management, KiwiSaver advice, personal and business insurance, mortgage brokering, and estate planning. Many deliver holistic strategies tailored to individual life stages and goals.
Are financial advisors in Napier regulated in New Zealand?
Yes, financial advisors must be licensed or authorised by the Financial Markets Authority (FMA) to provide financial advice. Visit the FMA website for details on licensing and consumer protections.
How do I know if a financial advisor in Napier is trustworthy?
Check for FMA licensing, professional certifications like CFP, and membership in bodies such as Financial Advice New Zealand. Reading client testimonials and understanding their fee structure also helps assess transparency.
Can a Napier financial advisor help with property investing?
Yes, many Napier advisors assist with property investment strategies, including mortgage structuring, borrowing capacity assessments, and long-term wealth planning aligned with the local market.
How often should I meet with a financial advisor?
Annual reviews are standard, with more frequent meetings recommended after major life events such as buying a home, starting a family, or approaching retirement. Most advisors offer flexible scheduling.
What is the difference between a financial adviser and a mortgage broker?
A financial adviser provides broad advice on investments, insurance, and retirement, while a mortgage broker specialises in home loans and lending products. Many Napier firms offer both services under one roof.
Do Napier financial advisors charge fees?
Fee structures vary and may include flat fees, hourly rates, or asset-based charges. Some operate on a fee-only basis without product commissions. Always discuss fees upfront during an initial consultation.
Can I get financial advice remotely from a Napier advisor?
Many Napier-based advisors offer virtual consultations via phone or video, allowing clients across New Zealand to access their services without needing to visit the office in person.
